Miroots Group McKenney Home Lending

Run your numbers.

See your monthly payment, how much house you can really afford, and what waiting actually costs — before you talk to anyone.

You could afford a home up to
$—
Estimated max loan$—
Estimated monthly P&I$—
Available for housing$—/mo
Get pre-approved with Rob
Estimated monthly payment
$—
Principal & interest$—
Property taxes$—
Home insurance$—
Loan amount$—
Get pre-approved with Rob
If you wait, that home will cost about
$—
New monthly payment (P&I)$—
Today's monthly payment (P&I)$—
Extra monthly cost of waiting$—
Extra lifetime interest$—
Lock in today's terms with Rob

Today's market rates.

Live mortgage rate index from Optimal Blue. Rob's actual quotes are typically lower than these market averages — these are the benchmark.

How we work together for you.

Four steps, two people, one goal — keys in your hand on closing day.

01

Run the numbers

Use the calculators above. Tells you what's possible before you commit anything.

You
02

Get pre-approved

Rob runs your numbers, structures the loan, and gives you a real budget — not a guess.

Rob
03

Tour homes & write offers

Jen finds you the right home, negotiates strong offers, and keeps the deal on track.

Jen
04

Close & get keys

We coordinate inspection, appraisal, and closing so nothing falls through the cracks.

Both of us

Meet your home buying team.

Two specialists, one shared inbox for your deal. Reach either of us anytime.

Jennifer Elder
Jennifer Elder
Local Real Estate Expert · Miroots Group

I help you find the right home, negotiate strong offers, and keep everything on track from showing to closing.

Rob McKenney
Rob McKenney
Mortgage Broker · McKenney Home Lending · USMC

I break your numbers down so you know exactly what you can afford — and how to structure an offer that actually wins.

Even the worst 10-year hold only lost 3%.

73 of the last 74 ten-year holds in U.S. home values were positive. Time fixes almost everything in housing.

Still not sure where you stand?

Take the 60-second Home Readiness Quiz. No credit check, no pressure — just a quick read on what stage you're at and what to focus on next.

★★★★★ 5.0 · 30+ Google reviews · Rob · NMLS #23394 · McKenney Home Lending · Corp NMLS #2497854 · USMC veteran-owned · 20 years in Michigan mortgages · Jen Elder · Miroots Group

Ready to figure out what's possible?

Apply for pre-approval, schedule a call with Rob, or text Jen — whichever fits your day.

📱 Text Jen 📱 Text Rob